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Money Credit Card – HOW TO MAKE MONEY FROM CREDIT CARD

Money From Credit Cards A credit card brings a different picture into every ones mind.

1. For some people it serves as a license for spending wherein you can spend as much as you want and you get close to a month to pay the money back.
2. For some others it is a sure shot form of safety wherein you do not carry the risk of taking cash everywhere or being pick pocketed or losing your cash should your wallet.
3. For a very few people it is a means of saving money and spending economically within a planned budget.

Most people who use credit cards belong to the first two categories, but in effect the people who benefit the most from credit cards are the users who belong to Money From Credit Cards.

They not just get to use their credit cards but also tend to make Money From Credit Cards.

How To Make Money With Credit Card

Credit cards if used judiciously can turn radically from being money burners to money savers.

In fact there are lots of ways to use your credit cards by way of which you can actually save money.

There are a lot of booby traps and hidden holes in the path of rising into power using a credit card which are so dangerous that once you fall into them there is no escape.

But the strategy is to carefully bypass each of them so that you can get into making some free cash from wielding your plastic power. Here are some ways to go about it.

1. Make Money from Credit Cards by Save on the Credit Card Interest Rates.

Credit card interest is by far the most expensive especially when compared to other forms of credit.

This means that borrowing money is turning into a costly affair as days pass by and in no time credit will be an expensive prospect.

However with credit cards you can actually make use of this rate of interest.

In fact judicious use of your credit card can give you almost two months of interest free credit.


Let us check out how to make money from credit cards using interest rates.

Most credit cards come with a billing cycle of one month. In addition to this the new credit card law mandates that customers be given an additional 15 days for paying their dues which in all amounts to close to fifty days in all.

Suppose you are a customer who pays his dues dot on time and in full every month. This would mean that the credit card issuer would not be in a position to take any interest from you for the credit you take.

The strategy to adopt is to make your purchases during the start of your billing cycle wherein which the money will need to be repaid only by the next cycle because the transaction will appear only in the next months bill.

Thus by doing so you get almost fifty days of free credit almost like an interest free loan.

In order to garner this in a better manner you can probably use more than one credit card each of which have a different billing cycle.

By doing so you get to spend your credit card every month and can exploit the benefits of more than one interest free loan each of which lasts for around 50 days.

2. Make Money From Credit Cards by Pay your credit card dues on time

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The important thing here is to pay your bill in full and on time.

If you do not do that then the credit card issuer will charge an interest from you on the unpaid balance and then the whole thing goes for a toss. Instead of saving money you may be on the verge of falling into credit card debts.

Added to this you may also not be in a position to avail the zero interest in purchases if you carry an unpaid balance on your existing bill.

The risk of losing track of your due dates in more if you maintain more than one credit card.

So is the chance of running into debt. Most credit card companies would not be able to track your payments and if you are making payment by issuing a check make sure that is reaches at least two to three dates before the due dates so that the credit card issuer does not get a chance to take a late payment penalty from you as well.

3. Make Money from Credit Cards by Rewards and more rewards!!!

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Credit card companies are famous for the rewards they offer.

If you are a trustworthy customer and your credit scores vouch for your creditworthiness then you may most often be offered the reward credit card with the juiciest options.

Though most people mess up their rewards by not really bothering to plan their expenses by exercising some extent of prudence you can really reap benefits from reward schemes.

A lot of credit cards today offer lucrative cash backs on purchases like grocery and gas.

There is no point purchasing what you do not require. So the first thing to do is to make a list of things you need and take account of the amount you spend on grocery every month.

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Now look for a reward based credit card which will give you cash back on the purchase. Most credit cards today offer up to 10 percent cash back on groceries and gas.

The idea is to buy using a list and to make the maximum purchases in one go so that you get substantial cash back from grocery Vis a Vis Gas purchases.

At a time when fuel prices are going over the top 10 percent cash back every time you fill up your fuel tank could get you a substantial saving.

4. Make Money from Credit Cards by Use your Credit Card rewards to spend a free vacation

A word of caution!! This one would need some real good planning, else the entire plan could land you in real hot soup.

But if this can actually be worked out it can give you a dream come true vacation by just spending peanuts.

The first thing to do is to find out if you can afford a rewards credit card that gives holiday and travel related benefits.

The next thing to do is to determine whether your shopping would actually support the points that it asks of you.


If the answers to both the questions are a yes then it means that you can actually go ahead and plan for a vacation.

Reward cards offer a whole lot of benefits like free travel tickets and that too in first or business class, complimentary concierge facilities, free membership to premium airport clubs, free access to airport lunge facilities, complimentary stays in boutique class resorts and hotels and free meals at gourmet hotels.

All that you would require to do is to get a credit card that guarantees some of these perks and then find out what you would need to do to garner these benefits.

But one thing that you would need to do is to make sure that these rewards don’t expire.

Plus make sure that there are rooms and air tickets to accommodate your travel plans and stay. Make sure that you take your vacation during off season time so that you can be guaranteed of tickets and hotel rooms.

So what are you waiting for? Get going and plan to make money from the plastic power you wield.

MONEY CREDIT CARD – HOW TO MAKE MONEY FROM CREDIT CARD? is a post from: Credit Card debt help online News